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Authors who publish with Fintech: Journal of Islamic Finance agree to the following terms:

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Authors retain the copyright of their work. By submitting and publishing in this journal, authors grant the journal the right of first publication.

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• Share and distribute their published articles in any format;
• Deposit their work in institutional or subject repositories;
• Use the article for academic and educational purposes, including teaching and presentations;
• Reuse parts of the work in future publications, provided proper acknowledgment is given.

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• Publish, reproduce, and distribute the article in any format or media;
• Include the article in indexing databases and archives;
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5. Third-Party Content

Authors are responsible for obtaining permission to use any third-party copyrighted material included in their manuscripts and must provide appropriate acknowledgment.